raft Terms of Use

We at raft operate an online gaming and entertainment platform available in supported jurisdictions only. Our services are conditional on your acceptance of these terms and compliance with applicable local law. By creating an account on raft, you agree to the conditions outlined below — covering account registration, deposits and withdrawals, bonus terms, dispute resolution, and jurisdiction restrictions.

These terms apply to all raft account holders accessing our platform via Android APK, iOS browser, or desktop. We encourage you to read this document carefully before funding your account or playing games. If you have questions about any term, contact our support team before proceeding.

This page sets out our core policies on account management, payment methods (DANA, e-wallet, mobile banking, local payment, online payment, Virtual Accounts), game fairness, and your rights as a raft player.

Account Registration and Eligibility

To open a raft account, you must be of legal age in your jurisdiction and not a resident of any territory where our services are prohibited by law. We do not specify a minimum age globally; instead, you confirm you meet the legal age requirement in your own region. Your account details — name, email, phone number, residential address — must be accurate and complete. We verify this information through KYC (Know Your Customer) documentation, which you submit after registration.

We reserve the right to suspend or close any account that violates these terms or applicable law. Prohibited activities include multi-accounting (operating more than one account), using false identity details, accessing raft from a restricted jurisdiction, money laundering, fraud, or circumventing our security measures.

Our raft deposit and withdrawal policy

We support six payment methods: DANA, e-wallet, mobile banking, local payment, online payment, and Virtual Accounts (e-wallet, mobile banking, local payment, online payment). Deposits via e-wallets (e-wallet, mobile banking, local payment, online payment, e-wallet) settle within seconds to minutes. Virtual Account deposits typically settle within subject to verification during business hours. We do not impose account preferences beyond what your bank or e-wallet provider enforces.

Withdrawals are processed after verification to prevent fraud. We review your account history and may request additional documentation for large withdrawals. Typical e-wallet withdrawals process within a few hours; Virtual Account transfers may take until the next business day. During holidays like Idul Fitri, Idul Adha, or Imlek, withdrawal processing may extend due to bank closures. We notify you of your withdrawal status via email.

Payment and account key points

  • KYC verification is mandatory before deposits or withdrawals
  • E-wallet deposits (mobile banking, local payment, online payment, e-wallet, mobile banking) settle instantly or within minutes
  • Virtual Account deposits settle within subject to verification during business hours
  • Withdrawals are reviewed for fraud prevention; typical processing time is hours to one business day
  • We do not guarantee "subject to verification" — settlement depends on bank processing speeds

Bonus terms and promotional offers on raft

Any bonus or promotional offer on raft is subject to specific terms displayed at the time of offer. Bonuses are not guaranteed and may be withdrawn or modified at our discretion. We do not state fixed bonus amounts in our marketing; promotional language uses generic phrasing such as "an attractive bonus offer." If a promotional offer is available, its conditions — such as playthrough requirements, eligible games, expiry date, and withdrawal restrictions — are detailed in a separate promotion terms document.

Bonus funds are separate from your cash balance and may be subject to stricter withdrawal rules. We reserve the right to forfeit bonus funds if you engage in prohibited activities (multi-accounting, collusion with other players, abusing system vulnerabilities).

Game rules and outcome fairness

We offer RNG-based games (slots like Aviator, Sweet Bonanza, Gates of Olympus) and live-dealer games (blackjack, roulette, baccarat). RNG games use certified random number generators audited monthly by independent firms. Live-dealer games stream real dealers from professional studios; outcomes depend on physical dealing, not algorithms. Both game types are audited for compliance with published rules and fair payout structures.

We do not guarantee wins, profits, or specific return rates in individual sessions. Game outcomes are determined by randomness (RNG) or physical events (dealer dealing) and cannot be predicted or controlled. We publish Return to Player (RTP) percentages for RNG games; this represents theoretical long-term payout across all players, not a guarantee for any individual player.

Account Security and Data Handling

We encrypt all raft connections using SSL/TLS protocols. Your password is stored using one-way hashing; we never store plaintext passwords. We support optional two-factor authentication (2FA) — we recommend enabling this feature to protect your account from unauthorized access. When you log out or remain inactive for subject to verification, your session ends automatically.

  1. You are responsible for your account security

    Keep your password confidential. Do not share it with anyone. We will never ask for your password via email or chat.

  2. We monitor account activity

    We flag suspicious patterns (multiple failed logins, unusual withdrawals) and may contact you to verify activity.

  3. Payment data is encrypted

    Your banking or e-wallet credentials are not stored on our servers. We use tokenisation and receive only settlement confirmations.

  4. KYC documents are stored securely

    Your government ID and utility bill are encrypted and retained only as long as required by law.

Dispute resolution on raft

If you dispute a transaction, game outcome, or account balance, contact our support team with details: transaction ID, timestamp, and description of the issue. We investigate disputes within 48 hours and respond with our findings. Most disputes are resolved through refund or explanation; we maintain a complaint resolution rate exceeding non-specific info.

If you are dissatisfied with our resolution, you may escalate your complaint to our compliance team. Our response timelines and escalation procedures are documented in our Legal Notice

Jurisdiction and service availability

Our services are available only where local law permits. By accessing raft, you confirm your use complies with your jurisdiction's regulations. We are not responsible for your failure to verify this compliance. We may restrict access or close accounts of users in jurisdictions where we cannot legally operate.

Service availability: We at raft operate in supported jurisdictions only. If you access raft from a restricted location, you do so at your own legal and financial risk. We recommend consulting local legal resources if you are unsure about raft's availability in your area.

Modification and termination of service

We reserve the right to modify these terms at any time. Changes take effect upon posting to this page. Continued use of raft after modification constitutes acceptance of the new terms. We may terminate your account at any time if you violate these terms or applicable law. Upon termination, any remaining balance is refunded to your original deposit method after a verification period.

These terms apply to all raft players in supported jurisdictions. We enforce them consistently and fairly. If you have questions about any policy, contact our support team via in-app chat, email, or the FAQ page. By using raft, you acknowledge you have read, understood, and agree to be bound by these Terms of Use.

Platform security layers

We at raft implement comprehensive security measures to protect your account and payment information throughout the deposit, gameplay, and withdrawal workflow. Every connection between your mobile device or desktop and our servers is encrypted using SSL/TLS protocols — the same encryption standard employed by financial institutions for online banking. This encryption is automatic and transparent; you do not need to enable any settings. Your account password is stored using one-way cryptographic hashing, a method that ensures even our staff cannot reverse-engineer or view your original password. If you forget your password, we initiate a secure reset workflow: we send a verification link to your registered email or phone, and you create a new password through that link. We never transmit passwords via email or plaintext. Two-factor authentication (2FA) adds an additional security layer: once enabled, logging into raft from a new device or after a logout requires a one-time verification code sent to your email or SMS. This prevents account access even if someone obtains your password through phishing or data breach elsewhere. Our account security workflow includes automatic session timeouts — after subject to verification of inactivity, you are logged out, protecting your account if you leave your phone unattended at a café or during your commute. We monitor all account activity in real time, flagging suspicious patterns such as multiple failed login attempts, unusually large withdrawals, or logins from unexpected geographic locations. When we detect anomalies, we contact you immediately to verify the activity is legitimate or lock your account for protection. Your payment data — e-wallet account numbers, bank account details, credit card information — is never stored on your device or our servers in plaintext form. We use tokenisation, storing only a reference ID. Our data centres maintain 24/7 physical security, redundant power supplies, automated backups, and disaster recovery protocols, ensuring your account data is never lost due to hardware failure or natural disaster. We undergo quarterly security audits by independent third-party firms; audit reports and compliance certificates are available upon request to our compliance team.

Game fairness and RTP

Games on raft fall into two categories: RNG-driven games and live-dealer games. RNG-driven games — such as slots like Aviator, Sweet Bonanza, Gates of Olympus, Fortune Tiger, and Mahjong Ways — use certified Random Number Generators that have undergone independent third-party testing and audit. These audits confirm that our RNG produces statistically random outcomes and that no bias or manipulation exists. RNG fairness means each spin outcome is independent; results from previous spins have zero influence on future spins. We publish the Return to Player (RTP) percentage for each RNG game, representing the theoretical long-term payout rate calculated across millions of spins across all players globally. RTP applies to the entire player base over time, not to individual sessions or players. In the short term, players experience variance — streaks of losses or wins that deviate significantly from published RTP — which is statistically normal and expected in games of chance. We do not adjust or manipulate individual spins to meet daily quotas, punish frequent winners, or favour new players. Each spin outcome is determined by our RNG algorithm without human intervention or bias. Live-dealer games — blackjack, roulette, baccarat, Dragon Tiger — operate differently: outcomes depend on physical dealing or ball physics, not software algorithms. However, fairness is ensured through live-streamed video, which allows you to observe the entire dealing or spinning process in real time. Our dealers work in compliance with gaming regulations and undergo regular training and background checks. Game rules are published and audited; blackjack payouts follow standard casino rules (21 pays 1.5:1), roulette odds are fixed by wheel physics, and baccarat outcomes depend on card dealing. All games are audited monthly for compliance with published rules and payout structures.

KYC verification process

Know Your Customer (KYC) verification is a legal requirement in all jurisdictions where we at raft operate. When you register on raft, we collect your full legal name, date of birth, and residential address. Before you can deposit funds or play games, you must submit a government-issued identity document — such as a national ID card, passport, or driver's licence — and a recent utility bill (electricity, water, or internet bill dated within the last three months) to verify your residential address. Our compliance team reviews these documents manually; typical review time is one business day, though peak periods may extend to two days. If you access raft during holidays like Imlek, Idul Fitri, or Idul Adha, review may take slightly longer due to reduced staff. Documents must be clear, in focus, and display all relevant information (full name, date of birth, issue date, expiry date, and issuing authority). We accept digital photographs or scanned PDFs. Once verified, your account is flagged as "KYC complete," and you can deposit, withdraw, and play without further documentation, unless you request changes to your account details (name, residential address). We store your identity documents in encrypted form within secure data facilities and never share them with third parties without your explicit written consent, except where legally required by regulators, law enforcement, or financial authorities. If a document is rejected — for example, if it is expired, illegible, or does not match your account details — we notify you immediately with specific feedback and give you an opportunity to resubmit. Some jurisdictions or circumstances may require additional verification for large withdrawal requests, such as video-call verification, proof of source of funds, or tax documentation. If applicable to your account, our support team will guide you through these steps clearly and completely.

User feedback and review channels

We at raft actively encourage players to share feedback about our platform, games, and services. Reviews can be submitted via your account dashboard after you complete a gaming session; they are moderated to remove spam and abusive content, but genuine feedback — positive or negative — is published and visible to other players considering raft. When reading reviews from other players, consider their experience level and timeframe. A new player unfamiliar with how randomness operates in short-term gaming sessions may rate a slot game lower after experiencing early bad luck; this reflects their personal outcome, not the game's fairness or our platform's quality. A long-time player's review, reflecting hundreds or thousands of hands or spins, carries more statistical weight because it approaches the true long-term performance aligned with published RTP and game mechanics. We do not fabricate reviews, pay players to post positive comments, or artificially suppress negative feedback. We welcome honest third-party assessment from independent review websites and do not attempt to censor or influence critical reviews. If you experience a technical problem — such as a connection drop mid-game, a missing balance update, or a disputed transaction outcome — report it to our support team immediately with as much detail as possible: your account ID, the game or transaction ID, the time of the issue, your device type, and your connection type. Our team investigates every complaint and provides a resolution or detailed explanation within 48 hours. Our complaint resolution rate exceeds non-specific info, meaning most issues are resolved to the player's satisfaction or through appropriate remediation if a system error is confirmed. You can contact support via in-app chat, email, or our FAQ page, which is updated regularly with common questions and answers from players across Jakarta, Surabaya, Bandung, and Medan.