raft Legal Notice
We at raft do not offer our services in jurisdictions where online wagering is prohibited by law. Our platform is available only in supported territories where local regulation permits gaming and entertainment services. Access to raft is conditional on your location, age, and compliance with applicable local law.
Users are responsible for verifying that access and use of raft comply with the laws and regulations of their own jurisdiction. We do not represent that raft is legal in any specific country or region. By accessing raft, you confirm you are in a jurisdiction where our services are permitted and that you have verified this independently.
This page outlines our service availability, account eligibility requirements, data handling practices, and how to contact us regarding legal or compliance matters.
Service Availability and Jurisdiction Restrictions
We at raft operate on a jurisdiction-restricted model. This means our services are available only where we have confirmed that local law permits online gaming platforms to operate. We do not market ourselves as licensed or regulated in any specific country; instead, we observe local restrictions and reserve the right to deny access to users in prohibited jurisdictions.
If you are unsure whether raft is available in your location, consult local legal resources, seek advice from a qualified legal professional in your jurisdiction, or contact your local gaming regulator. We are not responsible for your failure to verify compliance with your local law. If we determine that you are accessing raft from a prohibited jurisdiction, we may restrict, suspend, or close your account without notice.
Key jurisdiction points
- raft is not available in jurisdictions where online wagering is prohibited
- Users are responsible for verifying local law compliance
- We do not claim to be licensed or regulated in any specific country
- Access may be restricted or terminated if you are in a prohibited jurisdiction
- Services are available only where local law explicitly permits
Account eligibility and user responsibility
To open a raft account, you must meet your jurisdiction's legal age requirement for gaming. We do not specify a global minimum age; instead, you confirm you meet the legal age for gaming in your own jurisdiction. You also represent that you are not subject to any legal restriction preventing you from accessing online gaming platforms, and that you have full legal capacity to enter into binding agreements with us.
You are solely responsible for ensuring your account access and use complies with local law. We do not provide legal advice and do not undertake to verify compliance on your behalf. If your jurisdiction changes — for example, if you relocate — you are responsible for notifying us and discontinuing use if raft is no longer available in your new location.
Data protection and privacy on raft
We collect and process personal data (name, email, phone, residential address, identity documents) to verify your account, process deposits and withdrawals, and comply with legal and financial regulations. Our data handling practices are detailed in our Privacy PolicyData is encrypted, stored securely, and retained only as long as necessary.
We may share account data with financial institutions, payment processors (DANA, e-wallet, mobile banking, local payment, online payment, Virtual Account providers), and regulatory authorities if required by law. We do not sell your personal data to third parties for marketing purposes.
Our raft Legal Commitments and Dispute Resolution
We operate raft transparently and in good faith. We maintain published terms, provide clear deposit and withdrawal workflows, and respond to account disputes within 48 hours. If you have a complaint about our service — such as a transaction issue, game fairness concern, or account access problem — contact our support team immediately via in-app chat, email, or our FAQ page.
-
Contact us with account disputes
Email our support team or use in-app chat with details: your account ID, transaction ID, timestamp, and description of the issue.
-
We investigate within 48 hours
Our compliance team reviews your complaint and responds with findings, remediation, or explanation.
-
Escalate if unsatisfied
If you disagree with our response, request escalation to our senior compliance officer for further review.
All transactions on raft are subject to our Terms of UseWe reserve the right to modify these terms, our Privacy Policyand this Legal Notice at any time. Changes take effect upon posting; continued use of raft constitutes acceptance of updated terms.
Withdrawal and refund policy on raft
If you wish to close your raft account and withdraw your balance, contact our support team. We process withdrawals after verification to prevent fraud. Typical processing time is hours to one business day for e-wallet withdrawals (DANA, e-wallet, mobile banking, local payment, online payment) and up to one business day for Virtual Account transfers (e-wallet, mobile banking, local payment, online payment). During holidays like Idul Fitri, Idul Adha, or Imlek, withdrawal processing may extend due to bank closures.
We do not process refunds for losses incurred during gameplay. Game outcomes are determined by randomness (RNG games) or physical dealing (live-dealer games) and are not reversible. If you believe a transaction is erroneous — such as a duplicate charge or unauthorized withdrawal — report it immediately to our support team with documentation.
Contact us for legal or compliance inquiries
If you have legal questions about raft, wish to report a compliance concern, or need to contact us regarding your jurisdiction's gambling regulator, use the following channels:
- In-app chat: Available during business hours for general support inquiries
- Email: Direct contact for formal legal or compliance matters
- Support team: Via our FAQ page for account-related or account-access questions
Provide as much detail as possible in your inquiry — your account ID, the nature of your question, and any relevant documentation. Our compliance team will respond within five business days.
By using raft, you acknowledge you have read this Legal Notice, understand that our services are available only where local law permits, and accept full responsibility for verifying compliance with your own jurisdiction's law. If you have any doubt about whether raft is available in your location, discontinue use and seek legal advice. We remain committed to operating transparently and respecting the legal frameworks of the jurisdictions we serve.
Platform security layers
We at raft implement multiple security layers to protect account data throughout the entire account lifecycle — from registration through deposit, gameplay, withdrawal, and account closure. Every connection between your mobile device or desktop and our servers is encrypted using SSL/TLS protocols, the same encryption standard employed by banks for online transactions. This encryption is automatic and transparent; you do not need to configure any security settings. Your account password is stored using one-way cryptographic hashing, a method that ensures even our staff cannot view your original password. If you forget your password, we initiate a secure password reset workflow: we send a verification link to your registered email or phone number, and you create a new password through that link. We never transmit passwords via email or plaintext channels. Two-factor authentication (2FA) adds an additional security layer — once enabled, logging into raft from a new device or after a logout requires a one-time verification code sent to your registered email or SMS. This prevents unauthorized account access even if someone obtains your password through phishing or a data breach elsewhere. Our account security workflow includes automatic session timeouts — after subject to verification of inactivity, you are logged out, protecting your account if you leave your phone unattended. We monitor all account activity in real time, flagging suspicious patterns such as multiple failed login attempts, unusually large withdrawals, logins from unexpected geographic locations, or rapid account changes. When we detect anomalies, we contact you immediately to verify the activity is legitimate or lock your account for protection. Your payment data — e-wallet account numbers, bank account details — is never stored on your device or in plaintext form on our servers. We use tokenisation, storing only a reference ID. Our data centres maintain 24/7 physical security, redundant power supplies, automated backups, and disaster recovery protocols, ensuring your account data is never lost due to hardware failure. We undergo quarterly security audits by independent third-party firms; audit reports and security certifications are available upon request to our compliance team.
Game fairness and RTP
Games on raft fall into two categories: RNG-driven games and live-dealer games. RNG-driven games — such as slots like Aviator, Sweet Bonanza, Gates of Olympus, Fortune Tiger, and Mahjong Ways — use certified Random Number Generators that have undergone independent third-party testing and monthly audit. These audits confirm that our RNG produces statistically random outcomes without bias or manipulation. RNG fairness means each spin outcome is statistically independent; results from previous spins have zero influence on future spins. We publish the Return to Player (RTP) percentage for each RNG game, representing the theoretical long-term payout rate calculated across millions of spins across all players globally. RTP applies to the entire player base over extended time periods, not individual sessions. In the short term, players experience variance — streaks of losses or wins that deviate significantly from published RTP — which is statistically normal and expected. We do not adjust or manipulate individual spins to meet daily quotas, punish frequent winners, or favour new players. Each spin outcome is determined by our RNG algorithm without human intervention. Live-dealer games — blackjack, roulette, baccarat, Dragon Tiger — depend on physical dealing or ball physics, not software. Fairness is ensured through live-streamed video, allowing you to observe the entire dealing process. Our dealers comply with gaming regulations, undergo regular training and background checks, and use audited equipment. All games are audited monthly for compliance with published rules and payout structures. We guarantee that game outcomes are never predetermined, rigged, or manipulated based on your account balance, deposit method, or playing history.
KYC verification process
Know Your Customer (KYC) verification is required by financial regulations in all jurisdictions where we operate. When you register on raft, we collect your full legal name, date of birth, and residential address. Before you can deposit funds, withdraw, or play games, you must submit a government-issued identity document — national ID card, passport, or driver's licence — and a recent utility bill (electricity, water, or internet bill dated within the last three months) to verify residential address. Our compliance team reviews documents manually; typical review time is one business day, though peak periods may extend to two days. During holidays like Imlek, Idul Fitri, or Idul Adha, review may take slightly longer due to reduced staff. Documents must be clear, in focus, and display all relevant information — full name, date of birth, issue date, expiry date, and issuing authority. We accept digital photographs or scanned PDFs. Once verified, your account is flagged as "KYC complete," and you can deposit, withdraw, and play without further documentation unless you request changes to your account details. We store identity documents in encrypted form and retain them only as long as required by law. We never share documents with third parties without your explicit written consent, except where legally required by regulators, law enforcement, or financial authorities. If a document is rejected — expired, illegible, or mismatched details — we notify you immediately with specific feedback and give you an opportunity to resubmit. Some jurisdictions may require additional verification for large withdrawals, such as video-call verification or proof of source of funds. Our support team guides you through these steps clearly if applicable to your account.
User feedback and review channels
We at raft actively encourage players to share feedback about our platform, games, and services. Reviews can be submitted via your account dashboard after completing a gaming session; they are moderated to remove spam and abusive content, but genuine feedback — positive or negative — is published and visible to other players. When reading reviews from other players, consider their experience level and timeframe. A new player unfamiliar with how randomness operates in short-term sessions may rate a slot game lower after experiencing early losses; this reflects their personal outcome, not the game's fairness or our platform's quality. A long-time player's review, reflecting hundreds or thousands of hands or spins, carries more statistical weight because it approaches true long-term performance aligned with published RTP. We do not fabricate reviews, pay players to post positive comments, or suppress negative feedback. We welcome honest third-party assessment from independent review websites and do not censor critical reviews. If you experience a technical problem — connection drop mid-game, missing balance update, disputed outcome — report immediately to our support team with details: account ID, game or transaction ID, time of issue, device type, connection type. Our team investigates every complaint and provides resolution or explanation within 48 hours. Our complaint resolution rate exceeds non-specific info, meaning most issues are resolved to the player's satisfaction or through appropriate remediation if a system error is confirmed. Contact support via in-app chat, email, or our FAQ page, which is updated regularly with common questions from players across Jakarta, Surabaya, Bandung, and Medan.